Families across Canada will see larger Canada Child Benefit deposits starting Monday, July 20, as the new 2026 to 2027 benefit year begins. The federal government confirmed the updated amounts in a release on Friday, and the changes reflect a 2 percent inflation adjustment applied by the Canada Revenue Agency.
The increase itself is modest, but two other things change at the same time: the income thresholds move higher, and the CRA switches to a new tax year for calculating payments. Together, these can shift your deposit by quite a bit more than the headline numbers suggest. Here is a full breakdown.
The new maximum amounts
For the benefit year running from July 2026 through June 2027, the maximum annual CCB rises to $8,157 for each child under the age of six, which works out to $679.75 per month. For children aged six through 17, the new maximum is $6,883 per year, or $573.58 per month.
That compares to $7,997 and $6,748 during the benefit year that just ended in June. In practical terms, a family receiving the full amount gets about $13.34 more per month for each younger child and $11.25 more per month for each child in the older age group. A household with two children under six sees its combined maximum rise by $320 per year to $16,314.
The Child Disability Benefit, paid on top of the CCB for children approved for the disability tax credit, also increases in the same reset, moving from $3,411 to $3,480 per year per eligible child.
Income thresholds are moving up too
The CCB is income tested, so the amount you receive depends on your adjusted family net income. The good news is that the thresholds are indexed as well, which protects families from losing benefit money simply because wages rose with inflation.
For the new benefit year, families with an adjusted family net income of $38,237 or less receive the full maximum for every eligible child. That threshold is up from $37,487. Above that level, the benefit is reduced by a percentage of income over the threshold: 7 percent for one child, 13.5 percent for two children, 19 percent for three, and 23 percent for four or more.
A second reduction tier now begins at $82,847, up from $81,222. Once income crosses that line, a fixed dollar reduction applies along with an additional percentage of income above the second threshold.
To put real numbers on it, consider a family with two children under six. Their maximum is $16,314. With an adjusted family net income of $50,000, they exceed the first threshold by $11,763, and the 13.5 percent reduction trims $1,588 from their entitlement. Their annual benefit lands at $14,726, or about $1,227 per month, completely tax free.
Why your deposit might not match the headline increase
July is also the month when the CRA switches base years. Payments from July 2026 onward are calculated from your 2025 tax return rather than your 2024 return. This matters more than the indexation itself for many households.
If your family income rose between 2024 and 2025, your payment could actually go down on Monday despite the higher maximums. If your income fell, your deposit could jump by more than the standard 2 percent adjustment. Families whose income sat just above last year’s cutoff may also find themselves newly eligible for the full amount under the higher $38,237 threshold.
One more detail worth knowing: if your total annual entitlement is less than $240, the CRA pays it as a single lump sum in July rather than spreading it over twelve months.
Remaining CCB payment dates for 2026
After Monday’s deposit, the CRA has scheduled the following payment dates for the rest of the year: August 20, September 18, October 20, November 20, and December 11. Payments arrive by direct deposit or cheque, and cheques can take several extra days in the mail.
What you need to do
For most families, nothing. Payments update automatically as long as both you and your spouse or common law partner filed a 2025 tax return. If either return is missing, the CRA cannot calculate your entitlement and payments will stop until it is filed.
You can confirm your new amount by signing in to CRA My Account, which shows your next payment date and the figures for the full benefit year. If a payment does not arrive, the CRA asks that you wait five business days before calling.
Parents who were eligible in past years but never registered are not out of luck either. The CRA allows retroactive CCB claims going back as far as ten years, which can add up to a substantial amount for families who missed out.
Finally, remember that the CCB is not taxable. It does not count as income on your return, and it will not push you into a higher tax bracket, so the full amount deposited is yours to keep.