Administrator 
At $70,000 in Ontario, your 2026 marginal tax rate is 29.65% but your average rate is just 16.83%. Here’s what separates the two numbers, why a raise never leaves you with less, and which rate to use for RRSP contributions, overtime and budgeting.
A deduction labelled “CPP2” just appeared on your pay stub mid-year? That’s the second CPP contribution: 4% on earnings between $74,600 and $85,000 in 2026, max $416. Here’s why it shows up suddenly and what it buys you.
Confirmed September 10: the $150 Canada Disability Benefit supplement is paid on September 17, 2026, but only to people who received a benefit payment between July 2025 and June 2026. Everyone else waits until Winter 2027.
CPP has two ceilings in 2026: $74,600 for the base 5.95% and $85,000 for the 4% CPP2 tier. Here’s when each deduction stops at every salary level, why they wind down in stages, and what happens in January.
CPP and OAS payments arrive July 29, 2026, with OAS rising 1.2 percent to $751.97 and $827.17 monthly. Here are the new GIS amounts, the clawback thresholds and why your supplement may change by more.
If your EI deduction suddenly vanished from your pay stub, you’ve hit the 2026 maximum of $1,123.07. Here’s when it happens at every salary level, what it means for your net pay, and the January catch to plan for.
Canada Child Benefit payments increase starting July 20, 2026. New maximums reach $8,157 per child under 6 and $6,883 for ages 6 to 17, with higher income thresholds and a new base year that could change your deposit.
The 2026 federal tax brackets are confirmed: CRA thresholds indexed 2%, the lowest marginal rate cut to 14%, and the Basic Personal Amount raised to $16,452. Here are the full brackets, the indexation factor, and what it means for your federal tax payable.