Ontario Personal Marginal Income Tax Rates 2025
Understanding how Ontario’s income tax system works is crucial for effective tax planning. Ontario’s tax brackets follow a progressive tax structure, meaning different portions of your income are taxed at different rates. Additionally, surtaxes on high incomes increase overall tax liability, and federal and provincial tax rates combine to determine your total tax burden.
For 2025, Ontario’s tax brackets have been adjusted for inflation, with the basic personal amount set at $12,747 for provincial taxes and a federal personal amount ranging from $14,538 to $16,129. Surtaxes of 20% and 36% apply to high earners, effectively increasing the top provincial tax rate from 13.16% to 20.53%.
By understanding these tax rates, you can better estimate your tax liability, take advantage of available deductions, and optimize your financial planning. For precise calculations, use our Ontario Tax Calculator to estimate your taxes quickly and accurately.
2025 Federal and Ontario Tax Brackets and Tax Rates
Note: The $150,000 and $220,000 bracket thresholds are not indexed for inflation.
Note: These rates do not include the Ontario Health Premium.
The surtax increases the 13.16% tax rate to 20.53% (13.16% x 1.56).
2024 Federal and Ontario Tax Brackets and Tax Rates
The surtax increases the 13.16% tax rate to 20.53% (13.16% x 1.56).